Notes to the company financial statements
Year ended 31 July 2009

5. Creditors: amounts falling due after one year


  2009
£m
2008
£m
Bank loans and overdrafts (note 13) 268 664
Derivative financial liabilities (note 12) 11
Total creditors: amounts falling due after one year 279 664

The fair value of amounts included in creditors approximates to book value.